How It Works About Us
Low rates. Personal loans. Trusted service. This is what first feels like. This is what FIRST feels like.
Checking your rate will not affect your credit score

1. Check Your Rate

Applying is quick and easy. A decision in seconds - without affecting your credit score.

2. Accept Your Offer

Personalize your personal loan. Choose from $2,500 to $35,000, pay it over 36 or 60 months with rates that never increase.

3. Sign & Get Your Money

Sign your documents and funds are wired to your account in as little as 2 business days.

We come highly recommended

BorrowersFirst is first in my book!! Great service from start to finish. From day one of applying for a loan, service was fast and great. Got approved next day with not so good credit. Anytime I called them for assistance, they were pleasant to talk to on phone and helped me with everything. Will definitely use them again.

— David

BorrowersFirst loans are unsecured, personal loans made by Cross River Bank, a New Jersey State chartered bank, Member FDIC. Eligibility for a loan is not guaranteed. To receive a loan, you must be a US citizen or permanent resident and at least 18 years old (or 19 years old in Alabama). At this time, we do not accept loan applications from residents of Colorado, Connecticut, Hawaii, Idaho, Iowa, Mississippi, Nevada, New York, Vermont, West Virginia, or Wisconsin.