We're known for our low rates

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Checking your rate will not affect your credit score
Low fixed monthly payments
Loans from $2,500 to $35,000

Step 1

Fill out a simple application

Step 2

Get an answer in as little as 5 seconds

Step 3

Get your loan and pay it monthly


Get a loan from $2,500 to $35,000 to consolidate debt, cover expenses or fund a special purchase.

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Get a rate quote in about 5 seconds. Our online application is quick and easy.

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Pay the loan back in 36 or 60 months. Your interest rate NEVER goes up and there's no pre-payment penalty.

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I applied for a small loan and was approved in less than 24 hours with FAIR CREDIT. Best loan company ever. Thanks Borrowers First for all your help and great treatment! - Andy
The process was easy from beginning to end. They did exactly what they said they would with no issues what so ever. The funds were deposited in my account within days of my application. Without question I would recommend BorrowersFirst to a friend or family member. I have nothing but good things to say about my experience. - Tony
The process was quick and easy, the representative who called to verify my information was very friendly and helpful. Funding was deposited on time and as promised without further action from me. Overall, this was a very good experience and the rate and fees very fair. I would definitely use them again or recommend them to friends or family if needed. - Casey

PO Box 163207
Austin, Texas 78716

© Copyright BorrowersFirst, Inc.
All rights reserved.

BorrowersFirst loans are unsecured personal loans made by Cross River Bank, an FDIC-insured, New Jersey State chartered bank. Eligibility for a loan is not guaranteed. To receive a loan, you must be a US citizen or permanent resident and at least 18 years old (or 19 years old in Alabama). At this time, we do not accept loan applications from residents of Connecticut, Hawaii, Idaho, Iowa, Maine, Mississippi, Nevada, New York, North Dakota, Tennessee, Vermont, West Virginia, Wisconsin or Wyoming.

We accept loan requests ranging from $2,500 to $35,000 for loans that pay over a 3- or 5-year period. Interest rates on our loans range from 5.99% to 26.99% per year. All loans are subject to credit review and approval. To qualify for the lowest available interest rates, you must have excellent credit and meet other conditions. The availability of the 5-year loan may be limited. Your actual rate depends upon credit score, loan amount, loan term, and credit usage and history. Loans are subject to a non-refundable, one-time origination fee up to 5%. The annual percentage rate (APR) includes the interest rate and any origination fee. APRs on our loans range from 7.22% to 29.99%.

The total loan amount for a loan includes the amount distributed plus any origination fee. For Colorado and Georgia residents, the total loan amount must exceed $3,000. For Massachusetts residents, the total loan amount must exceed $6,000. For Pennsylvania residents, the total loan amount may not exceed $25,000.

Each late payment is subject to a $15 fee. Each payment by check is subject to a $15 processing fee, to the extent permitted by applicable law. Each failed automated withdrawal, returned check or bank draft is subject to a $15 fee. Your bank may also charge you a fee for each failed withdrawal, returned check or bank draft.

BorrowersFirst is the registered service mark of BorrowersFirst, Inc. © 2015. All rights reserved.